Homeownership Application

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Complete Habitat for Humanity Seattle-King County's Homeownership Application and click Submit. Please allow at least one hour to fill out the application and be as thorough as possible.

You will be required to upload supporting financial documents, including the following:

copies of completed and signed tax returns with W-2s and/or 1099s
3 months pay stubs
3 months bank statements.
Pre-approval letter

There is a nonrefundable credit report fee that you will be required to pay at the end of this application.

You can save and resume your application at any time, however you cannot make additional edits once it has been submitted. After submitting your application, Habitat SKC staff will review your application and contact you for the next steps. Click "Next Page" to begin the application.

*Note that completing this application does not guarantee you will be approved for a home.

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection

Act. The Federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Washington, DC 20580

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Additional Household Members

First Name

MI

Last Name

Birthdate

mm/dd/yyyy

Social Security Number

123-45-6789

Gender

Relationship To Applicant

Educational Attainment:

Special needs?

YesNo

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Current Living Situation

Applicant Living Situation

Applicant Housing Type

Number of Bedrooms

Number of Baths

Applicant Monthly Housing Costs

Receiving Section 8 Subsidy?

Utilities Included in Rent?

Applicant Utilities

Lease Expiration Date

Tell us about the condition of the house/apartment in which you currently live. (Is it safe? Is it big enough? Does the plumbing and electricity work? Are any items broken or in disrepair?) Please be specific.

500 character limit

Need For Housing

How Did You Hear About Program

Name of Homeowner/Staff

Name of Referral Agency/Non-profit

Name of Real Estate Agent

Name of Lender

Primary Reason for Purchase

Desired Neighborhood Characteristics

Number of People Living in the House

Number of Bedrooms Desired

Number of Bathrooms Desired

Home Desired

Other Information

Owned A Home

YesNo

How many year ago did you own your home?

Applicant Past Foreclosure

YesNo

Date of Foreclosure

Bankruptcy

YesNo

Date of Bankruptcy Discharge

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Sources of Income

For each member of your household who is over 18 years old, please provide the following information for all sources of income received during the past 12 months.
To add another source of income press "add additional income" in the bottom right corner.

Name of Income Earner

Income Type

Employment Status

Occupation

Employment Start Date

mm/dd/yyyy

Occupation Description

Employer/Business Name

Employer/Business Address

Employer/Business Contact

Gross Annual Income

Are you expecting any substantial changes to your income in the next year (e.g., if you are a student now but will soon be working; you are expecting a raise; your job is temporary; TANF benefits ending; have you applied and are expecting benefits, etc.)?

YesNo

If yes, please explain.

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Debts

Debt Type

Monthly Payment

$

Balance Due

$

Assets

Asset Name

Company Name

Value

$

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Personal References

Applicants are required to provide two personal references. These references can be friends, neighbors, coworkers, etc. as long as they know either the applicant, co-applicant, or both applicants. Family members are not allowed to be a personal reference.

Personal Reference 1

Email

Phone

Personal Reference 2

Email

Phone

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Criminal History

Habitat for Humanity SKC will check with the Washington State Patrol on criminal records for all family members over the age of 18. However, a felony conviction does not necessarily disqualify you from consideration for a Habitat home.

Has any person 18 years or older in your household been convicted of a felony?

YesNo

Felony for which he/she was convicted:

Court of Conviction

Name

Date of conviction

State

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Willingness To Partner

To be considered for a Habitat home, families must contribute a minimum of 250 hours of "sweat equity."

I am willing to complete the required sweat equity hours.

Applicant

YesNo

If no, why?

Co-applicant

YesNo

If no, why?

Partnership with Habitat SKC involves willingness to participate with public relations. Partner family bios and a family picture will be displayed at the house site for which the family is approved for. Additionally, partner families may be asked to speak at or attend various Habitat events such as our annual luncheon. Do you understand what is being asked of you and is your family ready for this committment?

YesNo

If no, why?

All applicants understand that they are applying to the homeownership program through Habitat SKC. If approved to become a Habitat homeowner, they are prepared to make monthly on-time mortgage payments as well as Homeowners Association dues (if applicable) after they close on the house. Mortgages are provided through third party providers and will likely have a low interest rate.

YesNo

If no, why?

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Financial Assessment Documents

All of these documents are required, unless otherwise noted. You have the option to upload them to this application, fax them to 206-855-5193, or mail them into our office. Uploaded pictures of the required paperwork will not be accepted, all documents must be uploaded in PDF form. If you are missing documents, you will be notified and given a final due date. Any incomplete applications will result in a withdrawal from the homeownership program.

Copy of driver's license, social security cards and permanent residency cards (if applicable) for all applicants and additional household members. U.S. passports and birth certificates can be used in place of driver's license/social security cards.

Two months most recent pay stubs for all applicants/jobs

Paystubs

For those that are self-employed, a Year to Date Profit and Loss Statement prepared by a certified accountant is required in place of pay stubs

Copies of completed and signed tax returns for the last two years with W-2's and/or 1099's for all applicants:

2020 W2/s

2020 Tax returns (if available)

2019 W2/s

2019 Tax returns(form 1040)

2018 W2/s

2018 Tax Returns (form 1040)

Three months most recent bank statements for all bank accounts for all applicants and dependents

Bank statements

Bank Statements

Current Award letters for SSI, Social Security, SSDI, TANF, Food Stamps or any other government assistance

Child support or alimony payment records (if applicable)

Divorce decree/legal separation/child support documents (If applicable)

Proof of assets (401k, stocks, bonds, IRA) for all applicants and dependents

Pre-approval letter from an WSHFC lender

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Additional Information

Why do you want to purchase a Habitat home?

Please tell us about your involvement in any community organizations. Examples include participation in school groups, religious organizations, or other volunteer activities.

Is there anything else you would like Habitat for Humanity Seattle-King County to know?

First-come-first-serve

Habitat for Humanity Seattle King County resale homes are sold on a first-come-first-serve-basis. We encourage you to submit your application, supporting documents, and pre-approval for financing quickly and accurately.

We will review and approve the applicants eligibility based on the timing of their submission of Habitats full application. A Habitat full application is defined as the Habitat application with all required documents listed on the Financial Assessment Documentation Checklist. (attached)

Upon receiving a complete application we will send you an email to confirm the date of submission. If it is not complete, we will send you a list of missing documents. Once we receive the missing documents we will send you a confirmation email to confirm the date of resubmittal.

We are here to help, so if you have any questions or concerns, or would like us to review your application before submittal contact homeowner services staff. Please do not submit original documents, you are responsible for making copies or scans as needed.

My Signature below confirms I understand the first-come-first-serve selection process.

Type name here

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Payment Information

There is a $25 nonrefundable fee per applicant to pull a credit report. You are hereby authorized to release to Habitat for Humanity Seattle-King County any information you may have in your files concerning the applicant(s), including but not limited to: employment records, bank accounts, loan accounts, credit and financial reports and mortgage and contract records.

Name on Card

Card Number

MM

YY

Code

Total Amount

$

Billing Email