Access Advance Application
Personal Information
Legal First Name
Legal Last Name
Social Security Number
Please enter the number without hyphens
Date of Birth
Country of Birth
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Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
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Bangladesh
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Belarus
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Belize
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Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei
Bulgaria
Burkina Faso
Burundi
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Cameroon
Canada
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Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos ( Keeling ) Islands
Colombia
Comoros
Congo
Congo ( DRC )
Cook Islands
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Côte d ' Ivoire
Croatia ( Hrvatska )
Cuba
Cyprus
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Finland
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French Southern and Antarctic Lands
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Guinea-Bissau
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Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
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Lithuania
Luxembourg
Macao SAR
Macedonia, Former Yugoslav Republic of
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
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Mayotte
Mexico
Micronesia
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Monaco
Mongolia
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Morocco
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Myanmar
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Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Korea
Northern Mariana Islands
Norway
Oman
Pakistan
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Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Qatar
Reunion
Romania
Russia
Rwanda
Samoa
San Marino
São Tomé and Prìncipe
Saudi Arabia
Senegal
Serbia and Montenegro
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
Spain
Sri Lanka
St. Helena
St. Kitts and Nevis
St. Lucia
St. Pierre and Miquelon
St. Vincent and the Grenadines
Sudan
Suriname
Svalbard and Jan Mayen
Swaziland
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Tibet
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Viet Nam
Virgin Islands ( British )
Wallis and Futuna
Yemen
Zambia
Zimbabwe
Gender:
Please select...
Female-identifying
Male-identifying
Non-Binary
Decline to Answer
Please select the gender with which you self-identify
Contact Information
Street Address
(include apt # or floor, if applicable)
City
State
Please select...
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
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Maine
Maryland
Massachusetts
Michigan
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Mississippi
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Ohio
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Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Zip Code
Mobile Phone
Please enter a valid U.S. phone number including the country code (e.g., 1 123-456-7890)
Home Phone
Personal Email Address
If you have different email addresses for work and personal use, please provide your personal email address only.
Household Information
Marital Status
Please select...
Single
Married
Partnered
Divorced
Seperated
Widowed
Number of Dependents
Please select...
0
1
2
3
4
5
6
7
8
9
10
Not including yourself or your spouse
Employment Information
Employment Status
Employed Full-Time
Employed Part-Time
Job Title
Start Date
If unsure of the month or day, enter January, 1st
Annual Income from Employment
$
(Include ONLY your annual pre-tax salary from your job listed above)
Annual Income from Other Sources
$
(e.g. your income from other jobs or other sources of income - do NOT include spouse income. If income from other sources is 0, please enter “0” here.)
Loan Program
Please select...
Access
Loan Product
Please select...
Access Advance
Access Loan Program Application
Spouse/Partner's Information
Legal First Name
Legal Last Name
Social Security Number
Date of Birth
Country of Birth
Please select...
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos ( Keeling ) Islands
Colombia
Comoros
Congo
Congo ( DRC )
Cook Islands
Costa Rica
Côte d ' Ivoire
Croatia ( Hrvatska )
Cuba
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Dominican Republic
East Timor
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands ( Islas Malvinas )
Faroe Islands
Fiji Islands
Finland
France
French Guiana
French Polynesia
French Southern and Antarctic Lands
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guatemala
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Honduras
Hong Kong SAR
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jordan
Kazakhstan
Kenya
Kiribati
Korea
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macao SAR
Macedonia, Former Yugoslav Republic of
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Korea
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Qatar
Reunion
Romania
Russia
Rwanda
Samoa
San Marino
São Tomé and Prìncipe
Saudi Arabia
Senegal
Serbia and Montenegro
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
Spain
Sri Lanka
St. Helena
St. Kitts and Nevis
St. Lucia
St. Pierre and Miquelon
St. Vincent and the Grenadines
Sudan
Suriname
Svalbard and Jan Mayen
Swaziland
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Tibet
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Viet Nam
Virgin Islands ( British )
Wallis and Futuna
Yemen
Zambia
Zimbabwe
Gender:
Please select...
Female-identifying
Male-identifying
Non-Binary
Decline to Answer
Please select the gender with which you self-identify
Mobile Phone
Personal Email Address
If you have different email addresses for work and personal use, please provide your personal email address only.
Spouse/Partner's Employment Options
Employed Full-Time
Employed Part-Time
Self-Employed
Unemployed
Retired
Job Title
Start Date
If unsure of the month or day, enter January 1st
Spouse/partner's Annual Income from Employment
$
(Include ONLY your annual pre-tax salary from your job listed above)
Spouse/partner's Annual Income from Other Sources
$
(e.g. your spouse/partner's income from sources other than employment, such as unemployment payments (multiply the weekly benefit by 52). If your spouse/partner has no other sources of income, please enter “0” here.)
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Access Loan Program Application
Advance Request
Requested Advance Amount
$
Up to $2,000 - Enter a whole number only; do NOT use a comma, decimal, or dollar sign
Which best describes your reason for applying for this advance?
I have an unexpected expense (e.g. car broke down, medical bill, etc)
I want/need to buy something (e.g. furniture, plane ticket, computer, etc)
I need to pay off high-interest debt
My household income arrives at unpredictable times
I want to access an opportunity, or help a family member access an opportunity (e.g. college courses, professional training, licensing fee, etc)
Which best describes the purpose for which you will use this advance?
Basic Living Expenses
(e.g. clothing, food, phone, basic furniture. See below for “Health Care,” “Housing,” or “Transportation”)
Childcare
(e.g. daycare, camp, activities, diapers, clothing, etc. For medical expenses, select “Health Care” below)
Debt
(to pay off credit card debt or other existing debt)
Education & Training
(e.g. work-related training or certification, professional development, college or post-graduate tuition or courses, other educational expenses – for you or for your spouse or children)
Health Care
(any medical, dental, or mental health expenses)
Housing
(e.g. rent, moving costs, security deposit, mortgage payments, home repair, utility bills, etc)
Legal
(e.g. attorney fees, citizenship fees, bail, etc)
Life Cycle Events
(e.g. new baby, wedding, funeral, etc)
Transportation
(e.g. metrocards, train or bus fare, car purchase, car repair, car payments, emergency travel expenses, etc)
Other
(please explain in your response to the question below)
Required Documents
Though the documents requested below do not need to be submitted right now, HFLS must receive them before we can process your advance. Submitting these documents now will speed up the processing of your advance and ensure the security of your personal information by avoiding the use of email to share information.
Though the documents requested below do not need to be submitted right now, HFLS must receive them before we can process your advance. Submitting these documents now will speed up the processing of your advance and ensure the security of your personal information by avoiding the use of email to share information.
Upload Your ID
Please upload a clear picture of your spouse's photo ID. Any government- issued photo ID that includes a photo is acceptable. HFLS must receive your ID copy/copies before we can close your loan.
Please select one of the options below for your ID upload.
Your photo ID upload MUST be clear, readable, and in color.
Please select...
Valid US driver's license or driver's permit (front and back)
Valid US passport or US passport card (photo page)
US permanent residency card (front and back)
Other ID
Valid US driver's license or driver's permit-
FRONT
Valid US driver's license or driver's permit-
BACK
Valid US passport or US passport card-
Photo Page
US permanent residency card-
FRONT
US permanent residency card-
BACK
Other ID
Please enter the type of photo ID you are uploading:
Please select one of the options below for your Spouse/Partner's photo ID upload.
Your photo ID upload must be clear, readable, and in color.
Please select...
Spouse/Partner's Valid US driver's license or driver’s permit (front and back)
Spouse/Partner's Valid US passport or US passport card (photo page)
Spouse/Partner's US permanent residency card (front and back)
Spouse/Partner's Other ID
Spouse/Partner's
Valid US driver's license or driver’s permit -
FRONT
Spouse/Partner's
Valid US driver's license or driver’s permit -
BACK
Spouse/Partner's
Valid US passport or US passport card -
Photo Page
Spouse/Partner's
US permanent residency card -
FRONT
Spouse/Partner's
US permanent residency card -
BACK
Spouse/Partner's
Other ID
Please enter the type of photo ID you are uploading for your Spouse/ Partner:
Upload your Bank Information
Please upload all pages of your most recent personal checking account statement. The statement should clearly show your name, address, bank name, and checking account number.
HFLS will use this information to electronically disburse your loan funds directly into your checking account and to collect monthly repayments from your account.
Checking Account Statement Upload
Routing Number
Required: ID-Pal Verification and Plaid Authorization
After you submit your application, you will receive an email from HFLS that includes links to:
Securely verify your identity and government-issued photo ID using a unique ID-Pal verification link. (Accepted IDs: US passport or passport card, green card, other US national ID, US driver license or non-driver ID.) This is necessary to prevent identity theft and fraud. Please
click here
for more information about
ID-Pal
and why HFLS uses it.
Authorize HFLS to review your recent bank account activity through a unique Plaid authorization link. This is necessary to prevent fraud and ensure applicants are capable of repaying an HFLS loan. Please
click here
for more information about
Plaid
and why HFLS uses it.
Please check your spam or junk folder if you do not see this email in your regular email inbox.
ID-Pal verifications are required for all applicants and their guarantors; Plaid authorization is required for all applicants.
I understand that HFLS cannot review my loan application until my ID-Pal verifications and Plaid authorization are complete AND my guarantor ID-Pal verifications are complete.
Signature
By typing your name below, you are signing this application electronically. You agree that your electronic signature is the legal equivalent of your manual signature on this application.
I certify this form has been completed truthfully to the best of my ability and agree that typing my name below serves as a legal signature. By signing and submitting this form, I acknowledge that I understand it is a crime to knowingly make any false statements concerning any of the facts contained herein.
Signature
Type your name
Date
Contact Information