Owner-Occupied Housing Rehab Loan Request for Services

Thank you for applying for an owner-occupied rehabilitation loan from One Roof Community Housing.  

This application is intended for current homeowners only.  If you have questions about or this program, please contact One Roof Community Housing at (218) 727-5372.

Before you start filling it out, please gather the following documents so that you are well-prepared:

  • Most recent paystubs (covering the last 30 days)
  • Income Documentation if other than employment (award letters, pension information)
  • Employment history for the last 2 years (employer’s name, address and telephone number)
  • Most recent 2 years of W-2’s
  • Bank statements for the last 90 days (all pages) for all deposit accounts (checking and savings)
  • Copy of property tax statement
  • Hazard/Property Insurance Declaration Page with Agent Name & Contact Number
The following only if applicable:
  • If self-employed, commissioned, or bonus income, tax returns for the last 2 years
  • Copy of Current Mortgage Statement if applicable
  • Information regarding any 2nd mortgage/home equity loan/grants if applicable
  • Complete copy of Divorce Decree/Child Support Court Order, if there is a current order of maintenance or child support (whether receiving it or not)
  • Complete copy of Bankruptcy papers (Petition including Schedule of Debts and Discharge), (if filed within last 2 years

Collecting all of this information before beginning the application should allow you to complete the forms quickly and easily.  However, if you need to, you can save the form at any time and resume it later.  Just click on the link at the top of the form "save this form and resume later," enter your email address, and create a password.  You will then receive an automatic email with a link that you can follow to resume the form. 

Please note that this is not a permanent User-ID so you will not be able to access your application after you submit it.  

Thank you and we look forward to working with you.

Application Info

Main Applicant's Info

Please enter a valid email address.  If you don't have one, please enter "noemail@noemail.com".

Co-Applicant's Info

Other Household Members
Some of our loan programs are based on household size and income, please complete the information below for all household members.

Click "Add another person" to create more fields.

e.g. 6

Home Improvement Loan Questions

Income and Employment Information

Please give employment information and list ALL sources of income expected for ALL household members over the next 12 months.  Give GROSS monthly amounts (the amount received before tax or deductions).  Include income from employment, child support, spousal support, pension, social security, disability, investment, assets, etc.  If necessary, click "Add Income Source" to create new fields.  

Please enter all numbers WITHOUT dollar signs.



Other Household Members

Thank you for completing this form.  To complete your online service request, click the Submit button below, then click "New Inquiry" once you are redirected to the next page.  Please click the Submit button ONLY once.