Essentia Homeowners Hillside Incentive Program Reservation Form

  • This form to be completed by first mortgage loan officer.
  • 30 day lead time is requested, minimum lead time is 15 days.
  • Once completed, One Roof Lending will contact the loan officer by email for the required documents to process.
  • One Roof Community Lending will verify to the loan officer by email that the amount of assistance requested has been approved.
  • The loan estimate and closing disclosure will be sent to the borrower and loan officer by One Roof Lending.
  • The loan funds will be wired directly to the borrower's title company from One Roof Lending.
  • Contact info: One Roof Community Lending 218-727-5372
    Melanie Bonney: 218-727-5372 x 1758 or email to mbonney@1roofhousing.org
    Back up Contact: Lauren Horton 218-727-5372 x 2070 or email to lhorton@1roofhousing.org
If borrower has no e-mail, enter noemail@noemail.com


I verify that this information is accurate and based on the most current information verified by the above listed Lending Institution. It is my understanding that this information will be used to qualify the applicant for a Essentia Homeownership Loan Program. I also agree to provide a copy of the Settlement Statement upon closing.