North Olmsted - Health and Safety Home Repair Program

NORTH OLMSTED HEALTH AND SAFETY HOME REPAIR PROGRAM
Program Details:
  • Up to $15,000 in health, safety, and accessibility repairs for owner-occupied North Olmsted residents.
  • Repairs may include roofs, electrical, plumbing, HVAC, porch, walkway, and other health and safety repairs
  • Mixture of forgivable, deferred, and repayable second mortgage loans based on household income.
Poverty Levels
Forgivable Loan - Household income at or below 30% of AMI, forgivable if household applicant remains in home for 5 years or if head of household passes away.

Deferred Loan - Household income between 30% AMI and 200% FPL, loan is deferred at 0% interest and repayable upon the sale of the home or a refinancing.

Below Market-Rate Loan - Household income above 200% FPL and 300% FPL, 2% loan with a 5 year term. 
Preliminary Intake Form:











300% Federal Poverty Level