YU Global Training Loan Application

Please select the option below that applies to you:

I am the person who is enrolling in the training or certification program. (Only for applicants who are financially independent.)

I am supporting my child's or dependent's enrollment in a training or certification program.

Personal Information

Legal First Name

Legal Last Name

Birthdate

Social Security Number

Please enter the number without hyphens

Country of Birth

Gender

Address

Street Address

Apartment/Unit/Floor

Enter apartment or floor # if applicable.

City

State

Zip Code

How to contact you?

Mobile Phone

If you do not have a mobile phone, please enter all zeros here and enter your home phone below.

Home Phone

If you do not have a home phone, leave this field blank.

Personal Email Address

If you have different email addresses for work and personal use, please provide your personal email address only.

Household Information

Marital Status

Number of Dependents

Not including yourself or your spouse

Job Status

Employer Information

Occupation/Job Title

Start Date

If unsure of the month or day, enter January 1st

Employer/Business Name

Please do not abbreviate the company or organization name

Employer Phone Number

Employer Address

Income Information

Annual Income from Employment

Enter your annual pre-tax salary from your job listed above.

Annual Income from Other Sources

Enter your income from any sources other than the job you listed above. Please do NOT include spouse income. If income from other sources is $0, enter 0.

Income Information

Annual Income

Enter your annual income from unemployment, social security, pension, etc. If your current income is $0, please enter 0.

Loan Program (Hidden)

Loan Product (Hidden)

Partner Org. (Hidden)

Spouse/Partner's Information

If you are married, HFLS must receive the information below for your spouse. Your spouse will be listed as a borrower on the Promissory Note along with you, and will be required to sign the Promissory Note.

Legal First Name

Legal Last Name

Date of Birth

Social Security Number

Enter numbers only, no dashes (-). If you do not have a Social Security Number, enter all zeros.

Country of Birth

Gender

How to contact your spouse/partner?

Mobile Phone

Personal Email Address

If your spouse/partner has different email addresses for work and personal use, please provide their personal email address only. You must provide different email addresses for yourself and your spouse/partner.

Spouse/Partner's Employment Status

Employer Information

Occupation/Job Title

Start Date

If unsure of the month or day, enter January 1st

Employer/Business Name

Employer Phone Number

Employer Address

Spouse/Partner's Income Information

Spouse/partner's Annual Income from Employment

Enter your annual pre-tax salary from your job listed above.

Spouse/partner's Annual Income from Other Sources

Enter your income from any sources other than the job you listed above. Please do NOT include spouse income. If income from other sources is $0, enter 0.

Spouse/Partner's Income Information

Spouse/partner's Annual Income

Enter your annual income from unemployment, social security, pension, etc. If your current income is $0, please enter 0.

Referral Information

How did you hear about HFLS?

Please enter the name of the publication or media outlet:

Please enter the name of the agency or organization:

Please enter the name of the social media platform (Facebook, Twitter, Instagram, LinkedIn):

Please enter the name of the attorney or law firm:

Please enter the name of the school or financial aid office:

Please enter the term or information you searched for, if you can remember what it was:

Please provide additional details:

Loan Request Information

The loan amount is locked in at $16,900, the total cost of the Cybersecurity course.

Loan Request Amount

The loan amount is locked in at $16,900, the total cost of the Cybersecurity course.

Student's Full Legal Name

Student Birthdate:

Program Name:

Guarantor Request

HFLS YU Global Training Loans require TWO guarantors. Guarantors and their spouses are liable for the loan in the event a borrower is unable to pay for any reason.

A guarantor must:

Be a US citizen or permanent resident currently living in New York, New Jersey, or Connecticut.
Be currently employed with annual pre-tax household income of at least $30,000.
Have a checking account and good credit, as evidenced by an HFLS review of their credit report.

A guarantor may NOT:

Be your or your spouse, partner, or dependent.
Currently have or serve as guarantor on an outstanding HFLS loan.
Seem financially unable to repay the loan.

Please enter names and contact information for your proposed guarantors below. After you submit your application, your proposed guarantors will receive an email with a link to an online Guarantor Form. If you have not already done so, please alert your proposed guarantor(s) to look out for this email, as it may go to their spam folder. HFLS cannot process your application until at least one of your proposed guarantors has completed the Guarantor Form.

Guarantor #1

First Name	Last Name
Email Address	Phone Number

Guarantor #2

First Name	Last Name
Email Address	Phone Number

Upload Your Government-Issued Photo ID

Please upload a clear image of your valid government-issued photo ID, and if you are married or partnered, your spouse/partner's photo ID. HFLS must receive photo IDs for you and your spouse/partner before we can disburse your loan.

Upload Your Valid Government-issued photo ID

Upload Spouse's Valid Government-issued photo ID

Upload Your Checking Account Information

Please upload ALL pages of your most recent checking account statement. The statement should clearly show your name, address, bank name, and checking account number.

HFLS will use this information to confirm your ability to repay the loan, electronically disburse your loan funds directly into your checking account upon loan approval, and to collect monthly repayments from your account. Please note that HFLS may request additional checking account statements during the loan process in order to confirm your ability to repay the loan.

Checking Account Statement Upload

Routing Number

Please ensure your routing number is correct; if it is not, HFLS will be unable to disburse your loan into your checking account.

Additional Documentation

To provide the information requested below, you may either upload a document OR enter a link to the program webpage that contains this information; you do not need to do both. You do not need to provide this information now, but it is required before HFLS can disburse your loan. Some of the information below may not be relevant to your program (for instance, if the program is not accredited or licensed); if this is the case, please inform your HFLS Loan Officer during your loan interview. Your program may be willing to provide you with a standard letter that contains some or all of the requested information - please consult with them to determine whether they are willing and able to do this. The letter should be on the program's letterhead and include the name and contact information of a program administrator.

Enrollment Confirmation: If you already enrolled in the program, please upload enrollment confirmation or proof of enrollment.

Program accreditation or license (if applicable): If your program is licensed or accredited, please either upload a document containing information about the program's accreditation or licensing OR enter the link to a webpage that contains this information

Upload a document that describes the program's accreditation or license.

Link to Documentation of program accreditation or license:

Type in a link to a webpage that describes the program's accreditation or license.

Program graduation or completion rate: Please either upload a document that contains the program's graduation or completion rate OR enter the link to a webpage that contains this information.

Upload a document that describes the program's graduation or completion rate.

Link to Documentation of program graduation or completion rate:

Type in a link to a webpage that describes the program's graduation or completion rate.

Program job placement rate (and/or information about job placement assistance): Please either upload a document that contains the program's job placement rate or information about the job placement assistance offered by the program, OR enter the link to a webpage that contains this information.

Upload a document that describes the program's job placement rate and/or information about job placement assistance offered by the program.

Link to Documentation of program job placement statistics and/or information about job placement assistance:

Type in a link to a webpage that describes the program's job placement rate and/or information about job placement assistance offered by the program.

Credit Report Authorization

HFLS may review applicants' credit reports in order to confirm their ability to repay a loan, or for some loan programs, to confirm their eligibility for a loan. For loans that require guarantors, HFLS always reviews guarantors' credit reports to determine whether they are able to guarantee a loan.

By checking the box below, you authorize HFLS to obtain your credit report if necessary. If you ask, we will tell you if a credit report has been obtained and the name and address of the agency furnishing the report. You also authorize anyone named in this application or any credit report we obtain regarding you to verify any information provided in this application or on the credit report.

Yes, I authorize Hebrew Free Loan Society to access my credit report

Signature

By typing your name below, you are signing this application electronically. You agree that your electronic signature is the legal equivalent of your manual signature on this application.

I certify this form has been completed truthfully to the best of my ability and agree that typing my name below serves as a legal signature. By signing and submitting this form, I acknowledge that I understand it is a crime to knowingly make any false statements concerning any of the facts contained herein.

Signature

Type your name

Date