NCEF Loan Application

Great news! You're just a few steps away from getting the loan you need! 

To start, simply fill out our easy-to-use form to see if you qualify. Once you're approved, you'll have access to our network of trusted contractors. Already have a quote? Great, make sure you select your contractor from the drop-down list. 

Let's get started!

Basic Information

Including yourself.

Please select from the list

Contact Information

Property Address

Primary Applicant & Co-Applicant Information

If you are not ready to add a co-signer or do not have one, that is okay! You can still move forward. Please note that it is recommended to add a co-signer if you are applying for more than $10,000.
Please fill out the form below and your co-signer will receive an email with a link to the Co-signer Application. Please have them fill out the Co-signer Application to move the loan application forward.

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Mortgage and HOA

If not included on credit report.

Mortgage and HOA #2

If not included in credit report.

Household Expenses

Example: Groceries, Medical, Child Expenses, Tuition, Membership, etc...

*If you do not wish to furnish the information, please indicate below.

SELF collects demographic information for compliance with Equal Credit Opportunity Act (ECOA). You are not required to furnish this information, but are encouraged to do so. 
Emergency Contact Information

Credit Check
Soft Credit
Consent 2

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Upload Documents 

If you do not have your documents ready, that is okay! We can still move forward with your application.
Need help uploading them?
If you need help uploading your documents, please call 702-752-0656 or email

Proof of Income

Self Employed/Commission - Applicants must provide most current 2 years of tax returns (1040 forms and 1120’s when applicable) and year to date Profit and Loss. (Include all pages).

Contractor Quote

Private Mortgage

Mobile Home Registration/Title

Home Owners Insurance

Current Mortgage Statement

    Things you should know:
  1. This application will be valid for up to 6 months after the submission date.
  2. If you are approved for a SELF loan, it is required to pick a contractor from the SELF approved network found on SELF's website.
  3. SELF will not accept applications for improvements that are already started or have already been completed. 

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