RootedHomes: Homeowner Application

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Prepare

Talk to one of our lender partners and get pre-qualified. You can reach out to them through phone, email or via their website. 


Attend a RootedHomes Information Session about our Homeownership Program and upcoming community. 


Gather Important documents such as: Paystubs and all income sources, bank account balances, other assets and current debt. 

Save

Save your progress as you go!

Click the "Save my progress and resume later" link at the top of any page. You'll be prompted to submit an an email and password.  Afterwards you'll receive an email with a link that can be used later to open the application and continue working. When you return to complete the form, you will need to provide the same email and password.



Submit

All required fields must be filled. Any left blank will be highlighted in red when you attempt to submit. If your household is chosen in the lottery, RootedHomes' Homeownership Program Manager will contact you to discuss your eligibility and next steps.


Attending an information session is required to apply. Click Here to sign-up for a Session

A first-time homebuyer hasn't owned real estate in the last three-years. Please contact Dulce Pelayo at dulce@rootedhomes.org if you have any questions​.
Please reach out to RootedHomes' Homeownership Program Coordinator if you have any questions about the program qualifications.



If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
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HomeKeeper Affordable Housing App Step 1/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
6 Submit
Provide details for the Primary Applicant below. The Primary Applicant will be the main contact for RootedHomes. It is not required that the Primary Applicant be the most significant contributor to the family income. If there is a Co-Applicant, another household member that will be a co-borrower or co-owner, please include their details also.

Primary Applicant



 



 
Mailing Address





 















A first-generation homebuyer is someone whose parents, to the best of their knowledge don't currently own fee simple property in any State. If the individual's parents are deceased then they didn't own any fee simple property at time of death OR an individual who has at any time been placed in foster care or institutional care. PLEASE NOTE THIS DEFINITION IS DIFFERENT THAN FIRST-TIME HOMEBUYER. If you select you are a first-generation homebuyer and we later learn that you are not you will be disqualified. 














Co-Applicant




 



Mailing Address


















A first-generation homebuyer is someone whose parents, to the best of their knowledge don't currently own fee simple property in any State. If the individual's parents are deceased then they didn't own any fee simple property at time of death OR an individual who has at any time been placed in foster care or institutional care.






If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Fair Housing Logo
HomeKeeper Affordable Housing App Step 2/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
6 Submit
Please provide information on any other members of your household, such as children, grandparents, or other adults in the household who are full time or part time residents. This information helps calculate your household size. Demographic information is not a criteria in the approval process but provides a clearer picture on the types of families who might benefit from affordable housing opportunities.

Additional Household Member #1





 


Additional Household Member #2





 


Additional Household Member #3





 


Additional Household Member #4




 


Additional Household Member #5





 

*If you still have additional household members please notify the organization in your next meeting.
If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Fair Housing Logo
HomeKeeper Affordable Housing App Step 3/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
6 Submit
The information you provide on this page goes into determining your eligibility with the financial requirements of RootedHomes. 
 


Please fill out all sources of income for your entire household in this section. This section is extremely important to be as accurate as possible. If any inaccuracies are found this could impact your selection in the lottery. 
 

If you work a traditional wage job and have overtime that fluctuates week to week, please include your overtime pay in the side job section of the income section. If you include overtime or bonuses in the traditional wage section it could skew your Gross Annual Income. 





Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Additional Applicant Employment / Income #2




Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Additional Applicant Employment / Income #3




Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.


 
Please fill out all additional income sources for the main applicant. Income sources include income from side jobs, alimony, child support, investment income, Social Security (SSI), Social Security Disability Insurance (SSDI) or pensions. 

Additional Applicant Income / All Other Income


Please enter an amount without a $ sign.


 

Supply each income source the Co-Applicant receives. Sources of income include earned income from employment as well as benefits, social security and child support.

Co-Applicant Employment / Income #1




Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Co-Applicant Employment / Income #2




Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Co-Applicant Employment / Income #3




Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.


 
Please fill out all additional income sources for the Co-Applicant. Income sources include income from side jobs, alimony, child support, investment income, Social Security (SSI), Social Security Disability Insurance (SSDI) or pensions. 

Additional Co-Applicant Income / All Other Income


Please enter an amount without a $ sign.


 

Supply each income source other household members receive. Sources of income include earned income from employment as well as benefits, social security, disability and child support.

Other Household Member Employment / Income #1


Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Other Household Member Employment / Income #2


Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.



Other Household Member Employment / Income #3


Enter the GROSS amount (before taxes or deductions) of your last four paychecks

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

It can be a little confusing to know if you're paid every other week or twice a month. If you're paid on the same DAY of the week you are paid Every other week. If you are always paid onthe same DATE of the month you are paid 2x per month.


Please enter an amount without a $ sign.
Self-employed income is harder to calculate. If you've been self-employed for two or more years, find your net-profit before taking exemptions or paying taxes on your tax returns on your last two years of tax returns.


Please enter an amount without a $ sign.

Please enter an amount without a $ sign.

Please enter an amount without a $ sign.


 
Please fill out all additional income sources for Other Household Member. Income sources include income from side jobs, alimony, child support, investment income, Social Security (SSI), Social Security Disability Insurance (SSDI) or pensions. 

Additional Other Household Member Income / All Other Income


Please enter an amount without a $ sign.


Household Income



Please enter an amount without a $ sign. Next Steps: Connect with Families Forward staff to see if you are eligible to use your voucher for homeownership. 


 
Assets
Please list the current the value of all your household assets. Enter numbers without dollar signs. Use the link below to create additional Assets.
Applicant Assets




To calculate, take the average of the end of the month amount from the last six months.























Co-Applicant Assets




To calculate, take the average of the end of the month amount from the last six months.




























 
Debts
Please list the current the value of all household Debts. Enter numbers without dollar signs. Use the link below to create additional Debts.
Applicant Debts

























Co-Applicant Debts





























Total Household Debt


 





 
If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Fair Housing Logo
HomeKeeper Affordable Housing App Step 3/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
6 Submit
Lender Pre-Qualification
For this application, we require that you talk to a lender to get pre-qualified as part of the application process. If you haven't already taken this step, here's a list of our pre approved lenders. 
Pricing information: 
Rooted at 19th: 
2-bedroom duplex: Minimum pre-approval $240,000
3-bedroom duplex: Minimum pre-approval $275,000 
Rooted at Antler: 
2-bedroom Duplex: $263,000 
3-bedroom Duplex: $294,000
3-bedroom single family cottage: $340,000 
3-bedroom cottage for middle income earners: $399,000
RootedHomes has additional funding sources that we are distributing on a case by case basis. Please connect with a lender to get your preapproval and then apply, even if your preapproval is lower than the above prices. 

Down Payment Assistance Program

Please note: If opting in please submit a pre-approval amount for $240,000 for the two-bedroom homes, $275,000 for the three-bedroom and $380,000 for the Farmhouse.
Closing Costs
Closing Costs are the biggest cost of purchasing a home. Applicants must submit documentation of 1% of the affordable sales price available for earnest money, closing costs and home inspections. Please note closing costs may exceed this amount and selected homebuyers will be responsible for those costs by using savings, a matched savings program, or a gift. A lender will provide you with an estimate of closing costs during pre-approval but they are estimated to be around $8,000. 

PLEASE UPLOAD A BANK STATEMENT TO PROVE YOU HAVE 1% OF THE PURCHASE PRICE IN A BANK ACCOUNT


If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Fair Housing Logo
HomeKeeper Affordable Housing App Step 4/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
6 Submit
Outline additional information about your current situation on this page. Just one more page to go!













If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
Fair Housing Logo
HomeKeeper Affordable Housing App Step 5/5
1 Applicant Information
2 Household Information
3 Economic Profile
4 Pre-Qualification
5 Additional Information
5 Submit
Please review all your answers then click submit.

That’s it!

When you click submit below it may take a few moments. Please only hit the Submit button once. We’ll double check to make sure you have submitted all the necessary fields. If you've missed anything you may need to use the Previous Page and Next Page buttons to navigate back to the field missing info. When you've filled out any of the missing pieces, submit again. Thank you for taking the time to complete our application.









 
By submitting this application, I certify that all of the information that I have provided in this application is true to the best of my knowledge. If any information is discovered inaccurate I acknowledge that I can be disqualified from selection in the lottery. 
If you require accommodation for a disability, language barrier, etc., please contact (458) 202-4598 or info@rootedhomes.org. RootedHomes does not discriminate against any person because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
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