Hello Veranda Applicant!

Thank you for your interest in the City of Fremont's Below Market Price (BMP) Home Ownership program. To apply for the low-income home at the Veranda Development, we have created this online form which allows each household to submit their application as verification of eligibility for the upcoming lottery. Each household can only submit one application so please be sure you are submitting accurate information, which will be verified when you complete a full application.

All applications must be submitted online and received by February 20, 2026, 5:00p.m. Applications will not be accepted in person, with no exceptions.

Once you have submitted the application, you should receive an email with your eligibility status and information about next steps. If you do not receive an email within 24 hours of submitting your pre-application please contact Rise Housing immediately. If you find any incorrect information with regard to your submittal, you can contact Rise Housing to make corrections provided it is still within the offer period.If you have any questions or concerns or if you are in need of interpretation, please email matt@risehousing.com or janina@risehousing.com or call (415) 301-5448.

Thanks!

Rise Housing Team

Non-Discrimination Policy

Rise Housing Solutions, City of Fremont, and KB Home do not discriminate against any persons on the grounds of race, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, marital status, familial status, source of income, genetic information, medical condition, physical disability or mental disability, or any other category protected by law.

Document Checklist

Please review the following to ensure you successfully submit a complete application. The items below are required for all adult household members aged 18 and over.

A. Completed Fillable Application

Link to application can be found here: City of Fremont BMP Home Application

B. Proof of Identity

CA Driver's License/CA Identification Card/Municipal ID
US Passport
Student Photo ID

C. Loan Pre-Approval Letter

The Pre-Approval Loan Letter must contain the following:

Must be from the City's Participating Lender List
Front-end monthly housing cost percentage of not less than 28% and not more than 35%
DTI (Debt-to-Income Ratio) not more than 45%,
Credit Score of 660+,
Total household assets (not more than $250,000).

Tip, don't forget to save your progress along the way!

If you are not able to finish filling out the recertification in one sitting, please follow these steps:

Click the "Save my progress and resume later" link at the bottom of any page.
You'll be prompted to submit an email and password.
Afterwards you'll receive an email with a link that can be used later to open the recertification and continue working.
When you return to complete the form, you will need to provide the same email and password.

Household Details

Preference Info

Do any household members live or work in the City of Fremont

YesNo

Please select if any household member lives or work or lives and works in the City of Fremont

LiveWorkLive and Work

FTHB Info

Have any members of the household owned a home (been listed on a primary residential property title), at any time, in the past three (3) years?

YesNo

BMP Home Application

Upload all pages of the BMP Home Application in PDF Format

Pre-qualification from a Lender

Pre-qualification letter for purchase price of the home - City's Participating Lenders

Realtor Info

Will your household be using a realtor outside of KB Home?

Yes - Please note, KB Home will not cover the real estate agent’s commission. The buyer will be responsible for associated costs.

No

Name and Contact info for the realtor that your household will be utilizing?

Combined Household Income

Please project your annual household income, including all gross income (before taxes) anticipated for the current year, earned by all household members aged 18 or over. This includes:

Full or Part-time employment (including overtime pay, plus any anticipated bonuses)
Self-employment, gratuities and commissions before taxes and other deductions
Child or spousal support
Pension, Social Security, disability pension or Worker’s Compensation
Investment income
Any other miscellaneous income

Combined annual income for all household members aged 18 or over

Combined Household Financial Accounts/Assets

Please list the combined value of all financial accounts for all household members aged 18 or over. This includes:

Checking and savings accounts
Investments
Mutual funds
Gift funds

Please note, if you are planning to withdraw from retirement accounts, include this amount as well. If your household has no assets/financial accounts, enter 0.

Combined financial accounts/assets for all household members aged 18 or over

Certification of Application Information

By checking this box, I certify that the foregoing certification accurately reflects all income received from all sources for all members of the household.

I certify under penalty of perjury under the laws of the United States of America that the foregoing is true and correct to the best of my knowledge. I further understand that providing false representations herein constitutes an act of fraud and that false, misleading, or incomplete information may result in the termination of real estate purchase documents related to this application (28 U.S. Code 1746).

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Ready to Submit?

All required fields must be filled in before you can submit your pre-application.
Any required fields left blank will be highlighted in red when you attempt to submit.
Once your pre-application is submitted, you will receive a confirmation email.