You will need to use this email to access the full application if you are eligible.
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This phone will need to be able to receive text messages in order for you to access the full application if you are eligible.
Combined annual household income for anyone 18 years of age and older. Use gross income for W2 employed persons (including commissions and bonuses) and use net income for self-employed. Income limits vary based on geographic area where you are looking to purchase a home. Click
here to view our area income limits. A minimum household income of $40,000 is required to purchase our lowest-priced home.
Mortgage lenders require/prefer applicants to provide evidence of a minimum of 2 years of employment in the same profession to qualify you for a mortgage loan.
minimum of $3,000 in savings is required to be available in a savings
account at the time of application, and the availability of these funds
will then be verified at the time of loan application and again prior to
closing. This $3,000 requirement does not include funds that will be
required by your lender for down payment and closing costs, which may
vary from an additional $4,500 up to $9,000 or more (estimate
only). Down payment assistance and/or a one-time gift may be used to
help cover down payment and loan closing costs. Click here to view down payment assistance resources
If you are returning applicant and have already paid the application fee, please contact us at firstname.lastname@example.org.
Once you pay the application fee, you will not be refunded the $25 application fee regardless of application completion status or qualification status.