Pre-Screener

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Primary Applicant

First Name

Middle Name

If you do not have a middle name, please enter the value "1" in lieu of None, N/A, Not Applicable

Last Name

Please Enter Your Email A Second Time

You will need to use this email to access the full application if you are eligible.

Your Emails do not match. Please make sure to enter your email address correctly as this will be a key part of accessing the full application if you are eligible.

Mobile Phone

This phone will need to be able to receive text messages in order for you to access the full application if you are eligible.

How did you hear about Elevation CLT?

Please Describe (If you picked community event, what was the event? If you picked realtor, who was the realtor? Etc.)

Household Details

Doors to Opportunity is a first-come, first-serve buyer-driven program. Doors allows you to buy a home on the open market with funding from ECLT. Are you interested in Doors to Opportunity?

YesNo

Where Do You Wish To Live?

Please note that the bottom-most options in the above question are only for people who have indicated that they are interested in the Doors to Opportunity program. Please do not select any of these options if you are not interested in the Doors to Opportunity program.

Household Size

Annual Household Income?

Please enter a number without a dollar sign ($).

Combined annual household income for anyone 18 years of age and older. Use gross income for W2 employed persons (including commissions and bonuses) and use net income for self-employed. Income limits vary based on geographic area where you are looking to purchase a home. Click here to view our area income limits. To qualify for our lowest priced home, Elevation CLT recommends a household income of at least $40,000.

Have you worked in the same profession for at least the last two years?

Mortgage lenders require/prefer applicants to provide evidence of a minimum of 2 years of employment in the same profession to qualify you for a mortgage loan.

Do you have or will you have at least $3,000 saved ($1,000 earnest money deposit and at least $2,000 in reserve funding that is not going toward your home purchase)?

YesNo

A minimum of $3,000 in savings is required to be available in a savings account at the time of application, and the availability of these funds will then be verified at the time of loan application and again prior to closing. This $3,000 requirement does not include funds that will be required by your lender for down payment and closing costs, which may vary from an additional $4,500 up to $9,000 or more (estimate only). Down payment assistance and/or a one-time gift may be used to help cover down payment and loan closing costs. Click here to view down payment assistance resources

Have you filed for bankruptcy within the last five years?

YesNo

Elevation CLT lenders require that a bankruptcy be discharged for a certain period of time before being able to offer a mortgage loan. Please contact an ECLT lender to determine that you qualify for a loan before trying to proceed. Click here to view down payment assistance resources

Because you are interested in a location we do not have listed yet, you will need to complete a different form instead: Doors to Opportunity Inquiry Form.

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Based on the income and household information you have provided, it looks like you may be eligible for our program. Please note our program also includes maximum asset limits in addition to maximum income limits. Check your asset limits here to see if your household is within our program maximum.

As an ECLT applicant, you will have 60 days to complete and submit your application online. If after that time you haven't finished and submitted it, you will be automatically withdrawn from our system; the application fee is not refundable. You are welcome to reapply if you wish, but you will be required to pay an additional $25 application fee as this is considered a new application. If you are experiencing technical issues, please contact us immediately before starting a new application.

Our application fee is a $25 Non-Refundable Fee that is required to be paid before you begin the application. We recommend you review the following resources before paying the application fee. Once you pay the application fee, you will not be refunded the $25 application fee regardless of application completion status or qualification status. We cannot confirm eligibility until you complete the full application.

ECLT Program Asset Policy

ECLT Application - List of Required Documents

Review of Front-End and Debt-to-Income Calculations

Review of ECLT’s Waitlist Process to be able to put a home under contract

Review a list of Down Payment Assistance programs that may be available

List of Elevation CLT participating mortgage lenders

Preview of the application

In the event Elevation CLT does not hear back from you, we would like to make sure there is somone to communicate with. Please fill out the following below. If you are applying with a co-applicant, we ask the information below someone who is not your co-applicant.

Emergency Contact Name

Emergency Contact Phone Number

Acknowledgment

I have read and understand Elevation CLT’s maximum asset policy.

Once you pay the application fee, you will not be refunded the $25 application fee regardless of application completion status or qualification status.

Payment Information

Name on Card

Card Number

Code

It appears that you are likely not ready to start the full application for the following reason(s):

Contact Information